1. You get to decide what to do every day. Unlike the predictability of your former life (work, dinner, TV, sleep, repeat), now you get to decide each day’s structure.

2. There's time to give back. Many retirees find it enormously rewarding to volunteer their skills to worthy charitable organizations, whether it's the Lions Club, animal shelters, the food pantry or a community college.

3. Travel, travel, travel. Almost everyone's bucket list includes a trip to some special place, from the Pyramids or the Great Wall of China to the Grand Canyon.

4. Catch up on TV and movies you've always wanted to see. Maybe you were too busy with your career and kids to follow some of the great directors like Alfred Hitchcock, Woody Allen and Robert Altman. Now you have time to go on Netflix, Amazon or even borrow CDs from the library.

5. You can still work part time. Just because you're retired doesn't mean you can't work part time. A lot of people carry over assignments from their old company, while others parlay their personal interests into a moneymaking venture.

6. Spend more time with family and grandchildren. Spending time together helps to form lasting connections between family members. Relish the opportunity of this time to create deep and wonderful memories that last a lifetime.

7. You can sleep whenever you want. Retirement isn’t about sleeping, it’s about recharging when you need it, not just when you can fit it in.

8. Senior discounts are yours for the asking! Take advantage of your age and experience with substantial savings. Google “Senior discounts” to get an idea of what’s available.

9. There's no pressure, no stress and no problems. It's the freedom that retirees appreciate so much: Freedom from the pressure to get ahead at work, get your child into college and keep up with the neighbors.

10. You now have the time to do nothing. Finally, there's time to enjoy the pleasure of sitting on the back deck and soaking up the atmosphere, reflecting on your life and enjoying the cool breezes across your face